Pointing Fingers

                                      Who made this big mess!?! Good question, let me explain the situation.
So, Phil barrows Fred's car, as Phil is driving he comes to a red light he hits the brakes but to no avail the car keeps going, and soon enough  Phil is met with a big crash/  accident  (hopefully he was wearing clean underwear). So, the big question is http://www.youtube.com/watch?v=cJa7P6dfmco" .
Who's fault is it? Phil or Fred? Well what ever others think is their opinion, and I am not trying to change that in anyway.
To me I would point the finger at Fred. Since considering it was his car that was used. If anything Fred should have at least mentioned something the brakes. Now, if anything (legally thinking Fred could have done it for insurance money.)
But back to a more logical view. Fred should have warned Phil. what kind of a friend, let alone a person would let someone borrow an already broken car? Phil is no where near responsible for the damage to the car..